Launched on December 9, 2024, the Bima Sakhi Scheme aims to empower rural women by integrating them into LIC’s life insurance network. By appointing them as Mahila Career Agents (MCAs), the scheme creates sustainable income opportunities, enhances insurance reach, and builds long-term careers. Over 2 lakh women have enrolled, reflecting strong progress toward inclusive economic growth.
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- Scheme launched Dec 9, 2024, under Aatmanirbhar Bharat vision
- Over 2.05 lakh rural women enrolled as Bima Sakhis
- Women work as LIC’s Mahila Career Agents (MCAs)
- ₹7,000/month stipend in year 1, then ₹6,000 & ₹5,000
- Commission income added to stipend for total earnings
- ₹520 crore budget set for FY 2025–26; ₹115.13 crore used till July 2025
- ₹62.36 crore paid as stipends in FY 2024–25
- Graduate Bima Sakhis eligible for LIC ADO post after 5 years
- Scheme expands insurance in rural, semi-urban areas
- Promotes women’s financial independence, job security




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