Launched on 28 August 2014, the Pradhan Mantri Jan Dhan Yojana (PMJDY) has completed eleven years. It has transformed banking access in India, expanded savings, boosted digital payments, and empowered millions through direct benefit transfers and social security coverage.

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• 56.2 crore Jan Dhan accounts opened, four times higher than 2015
• Nearly 100% households, 90% adults now banked
• 37.5 crore accounts in rural/semi-urban areas, 18.7 crore in cities
• 56% of accounts held by women, boosting financial independence
• 38.7 crore RuPay cards issued for digital payments
• DBT system ended middlemen, ensured faster, corruption-free transfers
• Played vital role during demonetisation and Covid-19 aid delivery
• 16.2 lakh bank mitras deployed, 99.9% villages covered within 5 km
• Linked with PMJJBY and PMSBY, giving Rs 2 lakh insurance cover
• Total balance in accounts reached ₹2.68 lakh crore, 17 times 2015
• World Bank Findex 2024 shows 89% account ownership in India