India’s expanding digital public infrastructure and interoperable payments are accelerating fintech growth, financial inclusion and technology-led services across the economy.

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• The seventh Global Fintech Fest is being held in Mumbai from September 8 to 11, focusing on emerging technologies transforming financial services.
• The event explores Agentic AI, tokenisation and quantum technologies, highlighting their potential to reshape finance, payments, security and digital financial services.
• India had 59.15 crore Jan Dhan accounts by August 26, 2026, while Aadhaar enrolments exceeded 144 crore by March 2026.
• UPI processed 2,450.9 crore transactions in August 2026, while 741 banks were live on India’s interoperable digital payments platform.
• July 2026 recorded 2,365.8 crore UPI transactions worth Rs. 29.88 lakh crore, demonstrating the enormous scale of India’s digital payments ecosystem.
• Aadhaar e-KYC processed more than 2,458 crore transactions by June 29, 2026, strengthening technology-driven identity verification and financial access.
• DigiLocker surpassed 73.53 crore registered users and issued 936.03 crore documents, expanding secure digital access to government and personal records.
• Cumulative Direct Benefit Transfer reached Rs. 53.26 lakh crore by September 2026, supporting efficient delivery of welfare benefits through digital infrastructure.
• ONDC had more than 20 crore buyers and five lakh sellers across over 1,000 cities by June 2026, expanding digital commerce nationwide.
• Regulatory measures include RBI’s self-regulatory framework, digital payment security controls, the Digital Personal Data Protection Act and regulatory sandbox mechanisms.
• Organisers and regulators are emphasising technological self-reliance, secure innovation and inclusive digital finance as priorities for India’s next fintech growth phase.
• The fintech ecosystem demonstrates how interoperable infrastructure, digital identity, payments and DigitalPaymentstechnology-enabled services can strengthen India’s position as a global financial technology hub.